Entered User
- #13
There was an appealing hook up here- although it was British centered thus unclear if it’s relevant to Ireland however it is it is possible to financial institutions will get adopt a comparable approach
generally speaking, I might enjoys thought one bank would see anyone merely coming from bankruptcy proceeding given that increased chance and precise explanations for this bankruptcy proceeding may also be extremely important.
Joined Representative
- #14
We were discharged into the , and get visited this point arguing which includes in our debtors across the position in our ICB profile that have been wrong. This is the output of our own software:
BOI – Ready to give but questioned me to hold off 6-nine weeks following the area things on the our ICB declaration were marked due to the fact ‘Written Off’ otherwise ‘Complete’ AIB – 1 refused application while the all of our ICB declaration got a column with ‘Account in the Dispute’ as ISI had not repaid told you collector its dividend just after 24 months from expenses a keen IPO. next software recorded last night
Keeps you published precisely how something wade. I started a cards connection account in the 90 days getting a few bob into the each week very they’ll be the second end. We have ten% deposit so can be together with trying to find among popular ‘exceptions’ into 20% deposit. BOI was prepared to provide us with one to according to our getting nevertheless rawness of your ICB declaration was the issue
Joined User
- #15
Whenever i requested new york ICB declaration straight back particular months before just after discharge in the I’d a lot of frustrating calls in order to build and you may characters to get delivered to my dos loan providers as nothing is rectified on my declaration. But in the conclusion I had it arranged and you may requested letters off evidence that we have always been not accountable for one loans owing to them. Each other levels have good W (authored from) on them and you may treatment big date off middle 2018.
I’ve in the last month or two went for the my regional borrowing commitment inquiring on the a home loan and its own a valuable asset financing they are doing with a high https://availableloan.net/loans/3000-dollar-payday-loan/ rate of interest and maximum label out-of 15 years. Their become an extended processes and not even yes at this part if this might occurs. Whenever I go inside on required files they look to have another thing. There is to go to having my spouse to complete their six month probationary months within his the fresh new work which i trust try standard procedure.
We are saving with these people since start of this present year with everything we rescue and you may spend inside book (included in my bankruptcy proceeding are vacating home) i have ample to pay for home financing installment per month.
Do you really indicates me yet to own myself and my companion method Bank Of Ireland and you can AIB and determine whatever they say.
Entered User
- #sixteen
When i asked new york ICB statement straight back specific months back once launch inside the I’d many time consuming calls in order to create and you can letters to get taken to my personal dos loan providers once the nothing got corrected to my declaration. In the end I had they sorted and you will questioned emails from facts which i am no more responsible for any debt using them. Both levels have finally an excellent W (authored out of) on them and you will removal big date from middle 2018.
I have over the last month or two went on the my regional borrowing from the bank union inquiring on the a mortgage and its own a secured asset mortgage they are doing with high interest rate and maximum label out-of fifteen years. Its been a long procedure and not actually sure at that part when it will even occurs. Each time I go inside into the needed documentation they appear having something different. There is to attend to own my wife to accomplish their 6 day probationary period in the the fresh employment which i faith are basic processes.